We invoke the No Surprises Act
The NSA bans balance billing for emergency care from out-of-network providers. Most ER visits qualify. We file the protection in your dispute letter so it can't be ignored.
Emergency room overcharge
Your ER bill is probably too high.
Hospitals charge their highest rate (the 'chargemaster') to anyone they think won't fight back. Federal law — including the No Surprises Act — caps what they can actually collect from you. We do the fighting.
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Sound familiar?
If any of this is happening to you, we can help.
ER bill is dramatically higher than what insurance paid
Out-of-network charges from doctors at an in-network hospital
Surprise anesthesia, radiology, or pathology bill weeks later
Hospital sent you to collections before you could dispute
Itemization is missing or comes with no CPT codes
You're uninsured and got billed the chargemaster rate
How we handle it
The procedural side, on autopilot.
We force itemization
Hospitals must provide a full itemized bill with CPT codes within 10 business days of a written request. We send the request, parse the response, and flag duplicate or inflated charges.
We escalate when ignored
If the hospital stalls, we move to state agency complaints (DMHC, Department of Insurance, or the federal IDR process). Each step adds compliance pressure.
Example outcome
$2,340
ER bill reduced under the No Surprises Act
Resolved in 18 days
Anonymized · individual outcomes vary
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$19 subscription waived for the first month.
Subscription
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Stack more free months · No cap
1 month free — for you and your friend.
Forward your share link to anyone who’s gotten screwed by a bill, a denial, or a landlord. When they sign up and make their first transaction, you both unlock a free month.
Common questions
Answered.
- Doesn't matter. The No Surprises Act caps what the provider can collect from YOU above and beyond the in-network cost-sharing amount. Even if insurance partially paid, the balance bill itself is often illegal.
Closes the day we launch
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